News

Residential Property Investment
2015-05-29

The basics of residential property investment
Buying investment property is a decision not to be taken lightly. It is a large financial outlay normally accompanied by an equally large mortgage, which in turn must be serviced. Consider:
1. Read about investing in property: as a first step before even considering investing in residential property, it is prudent to educate yourself as much as possible on the topic. Read widely; there is a wealth of material available, much of which is free of charge. There are many magazines, free guides, books and New Zealand...

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Switching banks is easy
2015-05-22

If there’s one thing banks have got down to a fine art it’s moving customers from one bank to another. Banks have a streamlined switching process which in almost all cases the process is relatively hassle-free and the gains can be significant.
Changing your mortgage can save you heaps of money through sharper interest rates, reduced fees, and giving you the opportunity to change your loan term and structure to get mortgage free quicker.
We know you’re busy and we’re committed to making the process seamless and hassle-free. We have years of experience helping people make successful mortgage switches and are here to walk you through the process. You can...

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Seven Rules to Fix Your Personal Finances
2015-05-21

Here's an adapted version for Kiwis:
Step 1
Make a will.
Step 2
Pay off your credit cards and loans. Then close the accounts: this is the most expensive debt for most of us.
Step 3
Set term life insurance if you have a family to support. Shop around to get the best deal.
Step 4
Join KiwiSaver and put in at least $1043 per year to ensure you get the maximum tax credit from the government of $521. That's $521 of free money from the government every year until you turn 65 (or they change the rules).
Step 5
Put aside emergency savings...

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