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Home Loan

Overseas income buyer or Property investment developer?

We are here to guide you with a mortgage approval from Second Mortgage Lender quickly and stress free.

Insurance

Whether you need to cover your income, protect your mortgage, or ensure ongoing financial security in the case of illness we’ll help you understand how you can cost effectively cover your risks.

News

Title: The challenge of childhood illness and injury

Date: 2013-11-09

Body:

A child’s need for your love and support is never greater than when they are sick or injured. Most children will get through childhood without any major in accidents. They’ll get the coughs and colds. Their friends get, and they may break an arm as they explore their world. When events like these happen you may need to take a day or two off work, but the disruption to your family routines will generally be minimal.

A few unlucky children though will get seriously ill or injured. If that happens to your child, you want to be able to give them as much time as they need. That’s why we put our ‘parents’ hats on when we designed our insurance products. As parents, we thought about what...

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Title: Don't let the baby boomers go bust!

Date: 2013-05-29

Body:

The importance of multi-generational insurance.

Picture this: You’re aged 60 and semi-retired. Regular contributions to your retirement scheme over the years will soon pay off and you’re feeling quietly confident that in five years you’ll be ready to retire completely. You’ve worked hard during your long career, you’ve paid off your mortgage and made every effort to generate a good level of savings along the way. A comfortable retirement has been well-earned.

How imagine your 35-year-old daughter, a single mother of two, comes over to tell you she’s been diagnosed with breast cancer. After talking more about it, you discover...

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Title: Latest OCR

Date: 2013-05-23

Body:

Home owners beware While interest rates remain at record lows in a rising property market, borrowers may be left high and dry when the "dream combination" ends.

The Reserve Bank kept the official cash rate (OCR) locked at its all-time low of 2.5 per cent this morning, as was widely expected.

"What this means for consumers is mortgage rates are set to stay low for the course of this year," Westpac chief economist Dominick Stephens, said.

The lowest rates in 50 years have helped drive up prices in the housing market, particularly in the Auckland and Canterbury regions.

"It sounds like the dream combination for the home buyer, but I wouldn't get too excited...

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