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News

Title: A Rothbury financial adviser discusses the pros and cons of taking out health insurance when you're young, and suggests a cheaper alternative

Date: 2015-09-09

Body:

Student loan repayments, rent, mortgage payments, childcare bills, rates, phone bills, internet, power, car registrations… the list of expenses we routinely fork out for, simply to maintain a reasonable standard of living seems endless.As new products are packaged up and dangled before us as “necessities”, we face the challenge of deciding whether they really warrant yet another direct debit.
I’ll leave you to decide whether you “need” a Netflix subscription or a gym membership, and tackle the tough stuff – health insurance.The Health Funds Association has just released ...

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Title: Rapidly rising house prices in south Auckland wipe out benefits of lower interest rates for first home buyers

Date: 2015-09-04

Body:

A big jump in the lower quartile selling price of homes in south Auckland over the last two months more than wiped out the benefits of falling mortgage interest rates for first home buyer households, according to the interest.co.nzHome Loan Affordability Report for July.The report shows that the REINZ's lower quartile selling price of homes in the Auckland region has dropped from $616,500 in May to $602,000 in July, and that combined with recent falls in interest rates has improved affordability for first home buyers in most parts of the region.

Between May and July the average...

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Title: Shout your loved ones peace of mind for less than the price of a cup of coffee

Date: 2015-09-02

Body:

We were gutted to wake up to the heart wrenching news of All Black legend and family man Jerry Collins’ death back in early June. Jerry died shielding his baby, throwing his arms around her in a desperate bid to protect her from the horror crash that has left her an orphan. It’s been heartening to see people rally round to raise funds for Ayla, who miraculously survived but now faces ongoing health challenges and associated costs ensuring she receives the best care.

The tragedy,and others like it, got us wondering.Did her parents have life insurance? And if not, how would baby Ayla’s life be different? Having suffered the devastating loss of her...

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