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News

Title: Six biggest life insurance mistakes Kiwis make

Date: 2015-08-19

Body:

Do you have life insurance? Unless you're single and don't care what happens to your body and debts when you die, then you probably need some and possibly quite a lot of insurance cover.
The problem is, says David Boyle, general manager of investor education at the Commission for Financial Capability: "People don't wake up and think, 'I need to buy some life insurance today'."
Life insurance is generally something that comes up because of an event, such as getting a mortgage or having children. It's very easy in those circumstances to make mistakes.
I decided to look at the six biggest life insurance mistakes Kiwis make and ask industry...

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Title: Houses tipped to keep rising

Date: 2015-08-14

Body:

Expectations of higher prices hit record.Expectations of rising house prices have hit a record high in ASB's quarterly survey of housing market confidence, a net 65 per cent of respondents expecting them to rise over the next year.In Auckland the figure is a net 71 per cent, also a record in the survey's 19-year history.

"The Auckland housing market remains very supply constrained at a time when demand is very high," said ASB chief economist Nick Tuffley."However, expectations of higher Auckland prices did ease off towards the end of the quarter. We may be seeing the first signs of respondents taking into account the likely impacts of the new...

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Title: Personal finance: Life insurance for children

Date: 2015-08-12

Body:

Life Insurance
Children don't really need life insurance.They don't die very often, and unlike most grown-ups they don't leave dependents behind, or mortgages.In 2014, Statistics New Zealand recorded 119 deaths of children aged between one and 14.Every child's death is a tragedy, but as few are successful child actors or models, families do not suffer sudden losses of income as a result.
But there is some demand for life cover for children, and between ages 10 and 16, most insurers will provide cover of up to $50,000 although it is possible to go higher.Insurance for children is not sold direct to the public.Even direct-to-the public funeral insurers have a...

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