News

Think you've got the house covered?
2014-02-02

Think you've got the house covered?
 
(from Fairfax Media, 02/02/2014)
 
It may pay to check the small print of your house insurance policy, and learn a bit about exactly what damage your insurer will pay claims for because a review of the home cover cases handled by the insurance ombudsman in 2013 show the shocks some homeowners get when their insurer turns down a claim.
 
And, while it is up to people to read and understand the policy they are buying, the cases show how some policy wording can seem to say one thing, but insurers will argue they mean something quite different, and refuse to pay a claim, or only a part of it.
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The challenge of childhood illness and injury
2013-11-09

A child’s need for your love and support is never greater than when they are sick or injured. Most children will get through childhood without any major in accidents. They’ll get the coughs and colds. Their friends get, and they may break an arm as they explore their world. When events like these happen you may need to take a day or two off work, but the disruption to your family routines will generally be minimal.

A few unlucky children though will get seriously ill or injured. If that happens to your child, you want to be able to give them as much time as they need. That’s why we put our ‘parents’ hats on when we designed our insurance products. As parents, we thought about what...

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Don't let the baby boomers go bust!
2013-05-29

The importance of multi-generational insurance.

Picture this: You’re aged 60 and semi-retired. Regular contributions to your retirement scheme over the years will soon pay off and you’re feeling quietly confident that in five years you’ll be ready to retire completely. You’ve worked hard during your long career, you’ve paid off your mortgage and made every effort to generate a good level of savings along the way. A comfortable retirement has been well-earned.

How imagine your 35-year-old daughter, a single mother of two, comes over to tell you she’s been diagnosed with breast cancer. After talking more about it, you discover...

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